Is the Advantage plan a Good Choice?

Posted on January 12, 2010 by Rajiv Nagaich

Right now, I have Part A and Part B plus AARP Medigap, will the Advantage Plan supplement what I already have? Also, is it difficult to change over to the Advantage Plan and is it expensive?

 The Advantage Plan is a different plan altogether, it has to do with hospital and doctor bills, Part A and Part B, the Advantage Plan replaces Part A and Part B and says that you have no reason to go ahead and buy these separate parts, Part A and Part B, you can just come to us and we will go ahead and cover both doctors and hospitals. 

Talk to your doctor, and see which plan your doctor will accept. If you are happy with your doctor, and he will continue to stay with Part B throughout the next year, I would suggest you stay with Part B at this stage. But if your doctor is not so sure, then you may have a reason to look at the Advantage Plan.

 The Advantage Plan is not very expensive, but the enrollment period starts now, in January, but you can pre-enroll earlier.  If you start in January, your benefits will start as early as July.

 

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