How Can I Get My Mom the Aid She Needs?

Posted on January 14, 2010 by Rajiv Nagaich

My mother is 79, and she just recently moved up here, the problem is, she cannot walk, and she needs 24-hour care. Does she have to spend all her money before Medicaid will help her out?

 The short answer is No. If you were to go down to DSHS and say, “I have my mom, she is unable to take care of her own needs, and she needs some assistance.” They will provide help, but only if she has no more than $2000 to her name. That is the general rule.

But just like estate taxes, there are ways to do planning around the whole thing. In order to get to that $2000 level, she does not necessarily have to spend the rest of her money on nursing homes, medication, etc. The first questions that need to be asked of yourself are: What are the issues she is dealing with? & What is the least restrictive setting in which her needs may be met?

You need to discuss these options with a Care Manager as well as possibly set up a planning opportunity that allows her to protect some of her wealth, 30%-50%, and become eligible for Medicaid.

 

Tags:
Trackbacks (0) Links to blogs that reference this article Trackback URL
http://www.agingoptionsblog.com/admin/trackback/176706
Comments (0) Read through and enter the discussion with the form at the end
Post A Comment / Question Use this form to add a comment to this entry.







Remember personal info?
Send To A Friend Use this form to send this entry to a friend via email.